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HR Medical
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No Insurance

More Patients. More Liquidity.

Not Covered

HR Medical (HRM) eliminates the risk and additional overhead expenses related to treating lien and letter of protection (LLOP) patients. An LLOP patient is a patient who has been injured as a result of another’s negligence and does not have the means to pay for the medical care that they require.

Medical care for LLOP patients comes with the risk of insurance company settlement. Often, the length time, the amount of proceeds, and/or whether there will be any settlement at all is unknown. HR Medical assumes these risks along with the administrative burden associated with the LLOP accounts.

HR Medical will strengthen your practice by providing easy access to cash flow for your future and current portfolio of LLOP-based patients. With HRM, more is possible.


HR Medical features:

~ Reimbursement within 7 business days
~ Easily refer patients to outside medical providers
~ No risk
~ Increase patient flow and revenue
~ HRM takes care of the paperwork
~ Have existing LLOP accounts? HRM will purchase those in one transaction.


No Insurance

Hospital Benefits:

Not Covered

Uninsured ER Patients: Receive Instant Revenue
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Increase Out-Patient and In-Patient Surgical Procedures
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Liquidate your Hospital Lien Accounts

1. Emergency Treatments. LLOP Patients who come through your facility for Emergency treatment without insurance will be purchased by HRM through the reimbursement program you select. Additionally, HRM will set in place a method to identify patients who qualify as an LLOP patient. These patients are often times overlooked in the billing process and end up as collection accounts, which are always unfavorable.

2. Elective Surgical Cases. Increase your in-patient and out-patient surgeries for orthopedic and spinal procedures which otherwise may be lost to competing entities or not performed at all. These patients can often times be the same patients that are identified through Emergency Treatment, and when properly identified through HRM these patients can produce additional income streams when they return for surgeries and diagnostic testing.

3. Hospital Lien Accounts Liquidated. Lien accounts currently on your books can be sold to HRM in one lump sum transaction. In addition, HRM will evaluate your current delinquent A/R to identify patients that qualify as an LLOP. If new accounts are identified, HRM will purchase those accounts as well.


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